Integrity Home Mortgage Corporation

Basic Steps To Home Financing Purchasing a home is one of the largest investments you will make in a lifetime. It is important to understand the basic steps to accomplishing the goal of homeownership. Step One Contact mortgage loan originator to submit a pre-qualification request to determine how much you can afford before house hunting. You will then meet with your real estate agent and begin the journey of finding a home that suits your needs. Find a Mortgage Loan Originator Step Two Once you find your home and have a signed ratified contract you will meet with your mortgage loan originator to submit a mortgage loan application. You will then proceed through the mortgage loan process. This includes processing where the collecting of initial financial documentation will be gathered, and the appraisal will be ordered. Next underwriting will verify the information submitted in your file along with the property appraisal to make sure you meet program guidelines and requirements. Explore Programs Step Three If the loan has been approved, you will then go to settlement where you will sign final loan documentation and receive the keys to your new home!